Garman describes his youth in Hershey: sledding at High Point, caddying, Community theater, Hershey Park, beer garden, ballroom. Anecdotes about M.S. Hershey, 1937 strike. Played in Jimmy DeAngelis' band, then Red McCarthy's while working in the Hershey Bank full-time. Employed by Hershey Estates 1937-1939 in mailroom and bookkeeping, switched to bank in 1939, remained there until 1979 retirement. Reflects on changes in bank, Hershey Estates.